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Our Location


651 Carlyle Ave, Suite G,
Belleville, IL 62221


216 W. Noleman,
Centralia, IL 62801


821 Bloomington Rd.,
Champaign, IL 61820


570 W. Roosevelt Rd.,
Chicago, IL 60607


3555 W. Irving Park Rd.,
Chicago, IL 60618


4016 N. Cicero Ave.,
Chicago, IL 60641


10302 S. Halsted St.,
Chicago, IL 60628

Oak Park

6 N. Austin Blvd,
Oak Park , IL 60302

Calumet City

667 River Oaks Dr.,
Calumet City, IL 60409


1107 E. Sibley Blvd,
Dolton, IL 60419


1043 E. Eldorado St.,
Decatur, IL 62521

Du Quoin

799 S. Washington St.,
Du Quoin, IL 62832


101 S. Henrietta St.,
Effingham, IL 62401

Granite City

1537 Johnson Rd.,
Granite City, IL 62040


7 Litchfield Plaza ,
Litchfield, IL 62056


221 Lake Land Blvd.,
Mattoon, IL 61938

Mt. Vernon

2622 Broadway St.,
Mt. Vernon, IL 62864


1214 E. Main St. ,
Olney, IL 62450


1701 N. Market St., Suite E,
Sparta, IL 62286


1665 Wabash,
Springfield, IL 62704

Starter, Payday & Auto Title Installment Loans in Illinois

Sometimes you need financial assistance to purchase necessary items or meet your expenses. While you can use your credit cards, our loans offer more flexibility and better meet your specific needs. At America’s Financial Choice, we have a number of loans that can fit every requirement.

We offer loans based on your current income, job, bank account, and income deposit details. Our consultants will offer unbiased opinions and will help you determine which loan would suit your requirements. Here’s a list of our loans in Illinois.

Starter Payday Loans

This is a great loan option for people who have never taken a loan and want to establish a relationship with AFC. This would help them get new loans in the future because they’re now in the system. Starter Payday Loans are typically smaller and easy to pay back with different repayment options.

Payday Installment Loans

Sometimes you require money immediately and just can’t wait for payday. This short term unsecured loan will allow you to get money against future salary payments. You need to have proof of income, pay stub or award letter, to avail for these payday loans in Illinois. You can apply for our loans by phone, in person at one of our twenty Illinois locations, or start the process now by completing the online application.

Auto Title Loans

We also provide title loans that will allow you to borrow money against the title of the car. You can continue using your car while we hold its title for the loan period. After you’ve repaid the loan, the title will be released back to you.

We Also Offer:

  • Cash Advance Loans
  • Employer Deduction Loans
  • Checkless Loans
  • Bank Deduction Loans
  • Preferred Customer Loans

We encourage our clients to develop a long-term relationship with us because that would give them access to other loans when they require it. Approvals will be quick and easy because we’ll be familiar with your credit history and loan repayment behavior. We’re a reliable and local lending company and have 20 stores that have licensing from the State of Illinois' Department of Financial and Professional Regulation (Consumer Credit Section).

If you want to know more about our Starter Payday Loans, don’t hesitate to contact us at America’s Financial Choice or call 866-298-2732 or 708-524-5000.