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Auto Title Loans

Cars and other such vehicles have become an essential part of our lives, and it’s why many people have them. Cars do have resale value, so they can be used as collateral for small, easy-to-pay loans if you own the title free and clear. Unlike other installment loans, car title loans will allow you to borrow higher amounts because lenders have the security in the form of your vehicle. At America’s Financial Choice, we offer car title loans regardless of the year, make or model, or mileage of your vehicle.

How Does It Work?

Our car title loan application process is very simple. All you have to do is call the location nearest you with your personal information and the details (make, model, year, and condition) of your vehicle. Our loan representative will consider your application carefully and propose a loan amount that would fit your requirements.

Once the loan is approved and you sign all the relevant documentation, you can hand over the title deed to your car to our company. We’ll hold on to the deed for the duration of the loan and once the amount and interest is paid, we’ll transfer the deed back to you.

Our auto title loans in Illinois are a very convenient solution for people who need cash urgently because they are usually processed very quickly. You will have the check in your hands for the loan amount in a matter of days.

Things to Keep In Mind

We want our clients to retain ownership of their car so we encourage you to pay back the amount on schedule. Here are some things you should keep in mind when you apply for online title loans in IL:

  • Borrow Only What You Need

​​- A small amount will be easier to pay back and the risk of losing your car would be lower.

  • Always Pay The Money Back

- While the lenders might be able to sell the car to regain their invested amount, they would prefer not to. They want clients to retain ownership of their car and pay off their debts smoothly. Any additional cost to recover your vehicle are your responsibility, too.

  • You Can Still Use The Car

- While the title is in our office, the car is with you. You can use the car without problems during the loan perios, and once the loan is paid off, we'll release the title back to you. You won't even notice the difference.

If you want to know more about our Auto Title Loans in Illinois, don’t hesitate to contact us at America’s Financial Choice or call 866-298-2732 or 708-524-5000.