Man holding money from loan


Starter Payday Loans, Preferred & Title Loans in Chicago, IL


570 W. Roosevelt Rd.,
Chicago, IL 60607


Get A Loan For When Life Happens

Sometimes “Life Happens” and you need cash now. Whether its a root canal, a new water heater, or a college tuition payment, we strive to approve applications quickly so you can get on with your life. We have fast approval rates for all loan applications: Auto Title Loans, Installment Payday Loans, Starter Loans, Payroll Deduction Loans, Checking Account Loans, and Checkless Loans. If you have bad, low, or no credit, or cannot borrower from a traditional bank because of bankruptcy, we may be able to help you.

We Have Local Stores Throughout Chicago

With stores in Portage Park, Old Irving, Washington Heights, and the West Loop, America’s Financial Choice can service anyone within Chicago with Installment Loans. We encourage you to come to us whenever you cannot pay any of your other bills. Call, Click, or Come-In to apply quickly and easily.

We offer Starter Loans were a checking account is not always required or Payroll Deduction options were your employer may be able to send your payment to us electronically. If you do have a checking account, we may be able to debit your bank account on your due date so you will not have to walk payments in.

You Have a Choice For Your Personal Loan Servics

At America's Financial Choice, Inc. (AFC) in Chicago you have a choice of products to choose from that will give you the money that you need, and repayment options that should not stress your financial situation. From Auto Title Loans to Installment Payday Loans, we strive be here for your financial needs regardless of credit score of traditional bank accounts. If you have proof of income (working wages, pension, Social Security, etc.) and are approved by the State of Illinois Consumer Reporting Service Database Transaction System, we should be able to help you.

America’s Financial Choice is a privately held Illinois Corporation licensed by the Illinois Department of Financial and Professional Regulation – Consumer Credit Division. Each of our locations holds both a Payday Loan and Consumer Installment Loan License. Securing a loan from America’s Financial Choice should ease your mind in that you are dealing with a real, local, fully licensed company that is regularly audited by the state of Illinois and voluntarily by a third-party independent accounting firm on an annual basis.

Fast & Friendly Service

Our services are fast, customer friendly and designed to satisfy your needs quickly. Take advantage of our Auto Title Loans, Installment Payday Loans, Starter Loans, Payroll Deduction Loans, Checking Account Loans, and Checkless Loans and be free of financial stress. You can contact us at any time and consult with us at America's Financial Choice about your financial situation.

We are able to help you choose the most suitable loan for your needs while allowing you comfortable payment options. We have clear terms and conditions for our loans, making everything clear from the outset.

We are proud to offer quality financial services to local people in our neighborhood who may be unbanked or underbanked. We are ready to start serving you so call us now, apply online, or stop in.

Payday Installment Loans

Do you have little to no borrowing history? Our payday installment loans are a great solution for first-time borrowers. 

Payday installment loans feature a quick approval process, followed by several repayment options to choose from. This installment loan is perfect for beginners to build their credit history with us while paying back at a reasonable pace. For payment plans, our most popular option is our payroll deduction loan. This process allows your payment to be automatically deducted from your paycheck and sent directly to us on payday. Gone are the days of late payments and rushing to the store to pay off your loan. America’s Financial Choice makes repayment loans a simple solution! 

To begin the payday installation loan, you must provide us with basic information, such as your employment history. Before you know it, you’ll be quickly approved and ready to go!  

America’s Financial Choice does not charge late fees for payday installment loans, however, interest will accrue if payments aren’t made on time. 

Preferred Loans

If you have borrowed from us previously and have a good lending history, America’s Financial Choice offers our preferred payday installation loans

Preferred payday installation loans feature larger loan amounts at a lower interest. Our approval process is painless! Simply visit our Old Irving location and set up an one-time or recurring payment from your bank account. You can also use your debit card by phone or within the AFCHOICE MOBILE app for Android and Apple smartphones.

Life comes at you fast. But, luckily our payday approval processes are even faster! Apply today for your preferred payday loan. 

America’s Financial Choice does not charge late fees for payday installment loans, however, interest will accrue if payments aren’t made on time. 

Auto Title Loans

Auto title loans are a great solution for borrowers who do not qualify for a payday installment loan. In exchange for your car title as collateral, America’s Financial Choice will provide you a loan amount based on year, model, and the make of your vehicle. With this exchange, AFC customers can continue to drive their vehicles throughout the duration of the loan period. Once your loan is repaid in full, we return the title back to you with no hassle. 

Apple For A Loan Today!

To apply for an auto title loan, visit our Chicago location on Roosevelt Road and through a speedy process, exchange your title for quick cash. Send in an online loan application, or call us at (773) 545-2700 to get started today.

If you are a resident of Little Italy, Greektown, or the Near West Side seeking financial assistance right away, contact America’s Financial Choice. We present a diverse range of loan options tailored to your financial situation. Get the cash you need with a quick and easy process! 

America’s Financial Choice offers the following types of loans in Chicago, IL

Contact us online or at our branch in Belleville, IL for more information!