Man holding money from loan


Starter Payday Loans, Preferred & Title Loans in Effingham, IL


101 S. Henrietta St.,
Effingham, IL 62401


We are in plain sight on bustling Keller Drive as it turns into Henrietta. America's Financial Choice in Effingham, the seat of Effingham County, is your best choice when it comes to Auto Loans, Checkless Loans, Installment Loans, and Payday Loans. This location also serves residents from Teutopolis, Altamont, and Neoga to name a few.

You Have A Choice Of Loan Options With AFC

You always have a choice, so why not choose us. We work hard for you to make sure you get the best loan at the best payment options. We offer many loan choices to our customers in the area. If you need that Auto Title Loan, come on in and see what we can do for you.

Installment Loans

Maybe you need an Installment Loan for home repairs or unexpected medical costs. Our staff can help. We have several options to choose from when it comes to installment loans. Come in and meet our friendly staff at America's Financial Choice in Effingham. One of our loan consultants will be happy to assist you with all of your needs and go through all of the options available to you. Our warm staff is waiting to help you get your installment loan today.

Payday Loans

We also provide Payday Loans where smaller payments are due on your paydays. Whether you chose to walk in your payments, have your employer voluntarily deduct and send them to us, or have us debit your bank account, you have many choices. Our helpful staff can help you decide what option is best for you.

Come In or Apply Online For A Loan Today

Placing you into the right loan product ensures that you get the amount of money that you need while offering flexibility to repay it. It is what we are all about at America's Financial Choice. Come see us today and get that loan you need, whether it's an Auto Loan, Installment Loan, or Payday Loan. It's your choice, so apply today and get the cash you need.

America’s Financial Choice offers the following types of loans in Effingham, IL

Contact us online or at our branch in Belleville, IL for more information!